The Stockton Financial Group, Inc.

The Stockton Financial Group provides a wide variety of asset and liability management services to community banks in New Jersey, Pennsylvania and Florida since 1991. Our approach is to work with management and the Board of Directors at each bank to determine the level and trends in interest rate risk and to develop balance sheet strategies accordingly. This is accomplished through quarterly modeling done at our office, the establishment and monitoring of risk limits and on-site visits for meetings with ALCO and Investment committees of our clients. Our services are fee based and we are not a broker/dealer. This provides our clients with an independent assessment of their risks. The Company is located in the Foran Park Business Center in Flemington, NJ just off of Route 31.

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